Smarter, Low-Rate Loans
Get access to offers from leading banks and NBFCs in one place. We compare your options to secure the lowest possible interest rates with minimal paperwork, rapid approvals, and expert guidance from start to finish.
Loan & Growth
One stop solution for all financial needs.
Financial institutions will give you the best product they have, Loan & Growth will give you the best product market has. We don’t have love for a product; we have love for customers.
Transparency - Speed - Help customer chose the best option
Trusted by 9L+ investors
Consulting
25+
Years of Experience
Client Base
600+
Families Advised
Partnerships
30+
AMC Partners
Banks and NBFCs
9528
Number
How We Help?
Finance Made Easy
Goal-Based Investing
Invest with purpose, not confusion. We build a personalized plan based on your unique goals, risk profile, and timeline—ensuring every rupee invested brings you closer to your financial dreams.
Right-Fit Insurance
Buy the coverage you actually need. We cut through the noise to help you choose the right protection, avoid unnecessary policies, and manage your entire financial life under one trusted platform.
Our Companies
One Umbrella, Four Specialists.
Loan & Growth is the parent brand uniting four focused firms — each a specialist in its own field, together covering every corner of your financial life.
Partners & Collaborators
Testimonials
What Our Clients Say
Amlan Bardhan
I’ve had the pleasure of knowing Nitin Malkan for many years, both as a close friend and as a seasoned professional with an outstanding reputation in the industry. His deep expertise, integrity, and customer-first approach are what make Loan & Growth stand out. What further sets Loan & Growth apart is its vibrant, energetic team. They consistently go above and beyond to address every query with patience, professionalism, and genuine care. Their commitment to delivering exceptional service and sound financial advice ensures that customers always feel valued and well looked after.
Vikas Chaturvedi
Loan & Growth has guided me with investment decisions that were thoughtfully aligned to my financial goals, always taking the time to understand my needs before offering advice. That level of trust and personalized guidance is invaluable. If you’re looking for a team that combines experience, trust, and outstanding customer service, I would highly recommend Loan & Growth. You’re in safe and capable hands.
Sachin Patil
I’m proud to be the very first client of Loan & Growth and have been associated with Nitin, the Founder of Loan & Growth, for almost 13 years. Over the years, Nitin has been my go-to financial mentor, and what has always stood out is the team's unwavering customer-first approach.
Kunal Agarwal
My experience with Loan & Growth has been exceptional. Their technology-driven approach, combined with a user-friendly app, makes managing finances simple and convenient. Under Nitin’s leadership, the team is highly responsive, efficient, and always quick to resolve any queries or concerns.
Maitreyee Tummurwar
I am Maitreyee, I work with Loan & Growth as a portfolio manager. One of the highest priority jobs of mine is being responsive, resolving client’s queries quickly and going in depths to provide the best no matter how challenging or near to impossible it is! When we choose mutual funds/ insurance we think and act from customer’s POV backed by facts and figures. I’ve been working here since a year now. When I review existing mutual funds portfolio of clients, out of 100%, 98% of the portfolios not with us have truckloads of high commissioned low performing funds. Nitin strongly believes in giving the best rather than making profits and we will continue to be what we are - customer centric!
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I’ve had the pleasure of knowing Nitin Malkan for many years, both as a close friend and as a seasoned professional with an outstanding reputation in the industry. His deep expertise, integrity, and customer-first approach are what make Loan & Growth stand out. What further sets Loan & Growth apart is its vibrant, energetic team. They consistently go above and beyond to address every query with patience, professionalism, and genuine care. Their commitment to delivering exceptional service and sound financial advice ensures that customers always feel valued and well looked after.
What we do.
Loans
Secure competitive interest rates with hassle-free processing and end-to-end guidance.
Mutual Funds
Build long-term wealth through strategic, goal-oriented mutual fund portfolios.
Insurance
Protect what matters most with customized coverage designed for your exact needs.
Tax Service
Simplify your tax season with proactive planning, accurate filing, and complete compliance support.
Wealth Management
Grow and preserve your net worth through comprehensive, strategic financial planning
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Calculator Hub
Visualize Your Financial Future.
Use our simplified compounding simulators to map your target milestones in real time.
Crorepati Calculator
Find out how much you need to invest monthly to reach ₹1 Crore and beyond.
Calculate NowEducation Planner
Plan your child's education fund by factoring in inflation and expected investment returns.
Calculate NowEMI / Loan Calculator
Calculate your monthly EMI for any loan amount, tenure, and interest rate.
Calculate NowGoal-Based Calculator
Define any financial goal and get a personalized savings and investment plan to achieve it.
Calculate NowMarriage Planner
Estimate the corpus needed for a dream wedding and build a savings plan to achieve it.
Calculate NowRetirement Calculator
Determine the retirement corpus you need and how much to invest monthly to achieve it.
Calculate NowReturn Calculator
Estimate total maturity value based on targeted annualized growth rates for your investments.
Calculate NowSIP Calculator
Calculate the future value of your monthly SIP investments and see the power of compounding over time.
Calculate NowSIP Delay Cost Calculator
Understand the real cost of delaying your SIP start — see how even a few years can cost lakhs.
Calculate NowSIP + Lumpsum Calculator
Project returns when combining a one-time lumpsum investment with monthly SIP contributions.
Calculate NowSIP Step-Up Calculator
See how increasing your SIP amount annually accelerates wealth creation through compounding.
Calculate NowDream Vacation Planner
Plan and save for your dream vacation with a targeted investment strategy.
Calculate NowFrequently Asked Questions (FAQs)
Everything you need to know before making a financial decision.
How do I know which mutual fund is right for me?
There isn't a "best" mutual fund for everyone. The right fund depends on your financial goals, investment horizon, risk appetite, and current financial situation. We help you choose funds that align with your needs - not based on commissions or trends.
Will applying through Loan & Growth increase my chances of loan approval?
Yes. We assess your profile, compare offers from multiple banks and NBFCs, and guide you to the lenders where your chances of approval are strongest. This helps save time and improves the likelihood of getting the right loan.
I already have insurance. How do I know if it's enough or even the right policy?
Many people are either underinsured or have policies that don't match their needs. We review your existing coverage, identify any gaps, and recommend only the protection you actually require - without unnecessary add-ons.
How do I know if I'm paying too much for my loan?
Interest rates, processing fees, and loan terms vary across lenders. We compare multiple options to help you secure a loan with competitive rates and terms, potentially reducing your overall borrowing cost.
Can I get all my financial needs managed in one place?
Absolutely. Whether it's investing in mutual funds, finding the right loan, reviewing insurance, or planning your financial future, we provide end-to-end guidance tailored to your goals, making your financial journey simple and hassle-free.