EDUCATION PLANNING
Education Planner
Plan your child's education fund by factoring in inflation and expected investment returns.
Results
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Your Calculation Summary
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WHY USE THIS CALCULATOR
Secure Your Child's Educational Future.
Child's Age Today (Years)
Your child's current age. Starting early — even at birth — gives you 18+ years of compounding, dramatically reducing the monthly investment needed.
Join College at Age (Years)
When your child starts higher education. The gap between this and their current age is your investment window — every extra year helps.
Duration of Education (Years)
How many years of education you're funding. A 4-year engineering degree costs less than a 6-year medical program — this scales your total corpus requirement.
Approx Current Cost per Year (₹)
What one year of education costs today. The calculator inflates this to future prices — education inflation typically runs 8–10%, higher than general inflation.
Existing Savings for Education (₹)
Money already set aside for your child's education (Sukanya Samriddhi, mutual funds, etc.). This grows alongside new savings and reduces the monthly amount you need to invest.
Expected Rate of Return (% p.a.)
The annual growth you expect from your education fund investments. A balanced portfolio targeting 10–12% can help you outpace education inflation.
Expected Inflation Rate (% p.a.)
How fast education costs rise annually. Education inflation in India has historically been 8–10% — use a realistic figure so your corpus doesn't fall short.