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Loan & Growth
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Market Insights

Finance Multiverse powered by Loan & Growth

Real-time data widgets across loans, mutual funds, insurance, and taxation — the same intelligence our advisors use to guide your decisions.

Home Market Insights

RBI Repo vs. Bank MCLR

LENDING
RBI Repo 5.25%
vs
Avg. MCLR 8.15%

Rates are currently steady. Good time for floating rate borrowers.

Updated 12 Jun 2026

EMI Affordability Index

LENDING

Cost of ₹50 Lakh Home Loan (20 Years)

6 Months Ago ₹42,986 /mo
Today ₹41,391 /mo

₹1Cr Term Life Premium

INSURANCE

Avg. monthly cost for a healthy 30-year-old male

₹850 /mo

Less than your monthly OTT subscriptions.

Updated 12 Jun 2026

Medical Inflation Tracker

INSURANCE
General Inflation (CPI) 5.1 %
Healthcare Inflation 14 %

A ₹5L cover today is worth roughly ₹2.5L in 5 years.

Tax Regime Efficiency Optimizer

Find your exact break-even salary point where switching regimes makes sense.

TAXATION
₹ 3,00,000 ₹ 50,00,000
₹ 0 ₹ 5,00,000

Results

Old Regime Tax
New Regime Tax
Recommendation

Updated 12 Jun 2026

80C/80D Utilization

TAXATION
67%

₹1.5L / ₹2.25L used

Optimize to save up to ₹67,500 in taxes.

Category Benchmark Returns

MUTUAL FUNDS
Index 1 Year 3 Years (CAGR)
Nifty 50 (Large Cap) +24.5% +18.2%
Nifty Midcap 150 +38.1% +26.4%
Nifty Smallcap 250 +42.8% +28.9%

Updated 12 Jun 2026

Asset Allocation Heatmap

WEALTH
Equity FAVORABLE
Debt NEUTRAL
Gold CAUTIOUS
Real Estate FAVORABLE

Retail Market Sentiment

WEALTH
Greedy

Market is showing momentum.